Once the mediation fails, as, around my experience, most foreclosure mediations do, and all of responses for the complaint are resolved if necessary, your banker will possess a summary judgment hearing upon the matter. At the hearing, a person have real defenses to the mortgage or amount due, a Final Judgment of Foreclosure will issue. Can be when the actual takes your personal home? No.

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While Cannot vouch a few other great states then Florida, I will describe states that MIGHT work similarly. If the Our nation there are only two varieties of states when you are real estate banking, Lien Theory States and Deed Theory States.

Here can be an example: Let's suppose Countrywide lent you the money? It is not unheard of belief that bank of America took over the assets of Countrywide and therefore it may very well be easy to imagine that at this point you owe Bank of The actual. In reality, many companies bought assets from State.

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This method takes just 2-3 days and mostly it is free of charge. But those others outside of the US who don't have a us bank account, a check would be slashed and mailed to an individual. You get this check in 3-4 weeks depending from the location and then lodge it in with the local bank who again send it back into the US for collection. What it really checks are drawn on banks in america alone and not your local banks. Making use of take another 3-4 weeks to return to the U . s ..