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3Variable interest rate is present as of at this time's date, topic to alter day by day and based on the Prime Fee, as revealed in the Wall Road Journal (3.25%). To qualify for the advertised rate, the Enterprise and/or Guarantor(s) must maintain a combined checking deposit quantity at First Republic Bank (the "Bank") of a minimum of 150% of the mortgage amount. Rates vary based mostly on applicant’s deposit relationship with the Bank and could also be elevated to the Bank’s standard rate if the agreed upon deposit amount shouldn't be maintained for the life of the mortgage. Candidates should open a first Republic checking account with automatic loan fee. Minimum opening balances will differ and a monthly payment may apply if the required minimal common balance shouldn't be maintained. If at any time in the course of the life of the mortgage the borrower doesn't maintain auto-debit of mortgage cost, the curiosity rate could also be elevated by 3.00%. Fees and different phrases and conditions apply. Provide is subject to alter with out notice. Ask your banker for details.